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We may offer additional Mobile Banking services and features in the future. Any added Mobile Banking services and features will be governed by this Agreement and by any terms and conditions provided to you at the time the new Mobile Banking service or feature is added or at the time of enrollment for the feature or service if applicable. From time to time, we may amend these terms and modify or cancel the Mobile Banking service we offer without notice, except as may be required by Law.
As used in this Agreement and Mobile Banking services, the following words will have the definitions given below:. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us.
Mobile Banking allows you to access your ORNL FCU account information, use bill pay, transfer funds between your accounts, deposit items remotely and conduct other banking transactions. We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Mobile Banking Service at any time.
Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. ORNL FCU cannot guarantee and is not responsible for the availability of data services provided by your mobile carrier, such as but not limited to data outages or "out of range" issues.
You agree to accept responsibility for learning how to use Mobile Banking in accordance with the instructions and agree that you will contact us directly if you have any problems with Mobile Banking. We may modify the Mobile Banking Service from time to time at our sole discretion. In the event of any modifications, you will be notified prior to implementation of modifications.
You are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Device. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements.
You understand that those agreements may include fees, limitations and restrictions which might impact your use of Mobile Banking such as data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Bankingyou agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services.
Accordingly, you agree to resolve any problems with your provider directly without involving us. Any deposit why are there bugs in my bird food, loan or other credit union product accessed through this Mobile Banking service is also subject to the Account Agreements and Disclosures provided at time of account opening. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.
We may also limit the type, frequency and amount of transfers for security purposes and may change or impose limits without notice, at our discretion. Deposits to your ORNL FCU account may be made remotely using your smart phone device by submitting an image of the front and back of a check. However, we may assess fees a as described in the applicable product or Account Disclosure Statement or fee schedule including applicable transfer feesor b for products and services purchased online.
You represent that you are the legal owner of the Accounts and other financial information which may be accessed using Mobile Banking. You represent and agree that all information you provide to us in connection with Mobile Banking is accurate, current and complete, and that you have the right to provide such information to us for the purpose of using Mobile Banking.
You agree not to misrepresent your identity or your account information. You represent that you are an authorized user of the Mobile Device you will use to access Mobile Banking. You understand that you are solely responsible to verify that items deposit using the Mobile Deposit Capture have been received by us. You understand and agree that the Services may at times be temporarily unavailable due to system maintenance or technical difficulties.
In the event any of the services included in our Mobile Banking Services are unavailable, you acknowledge that you can deposit an original check at our branches or through ATM that accepts your deposit, or by mail. You agree to take every precaution to ensure the safety, security and integrity of your account and transactions when using Mobile Banking. You agree not to leave your Mobile Device unattended while logged into Mobile Banking and to log off immediately at the completion of each access by you.
You agree not to provide any of your access information to any unauthorized person. If you permit other persons to use how does snob effect work Mobile Device, login information or any other means to access Mobile Banking, you will be held responsible for any transactions they authorize and we will not be liable for any damages resulting to you.
We make no representations that Mobile Banking will be available for use in locations outside of the United States. You agree not to use Mobile Banking or the content or information delivered through Mobile Banking in any way that would be considered illegal. Unless caused by our intentional misconduct or gross negligence, you agree to indemnify, defend and hold harmless ORNL FCU its officers, directors, employees, consultants, agents, service providers, and licensors from any and all third party claims, liability, damages, expenses and costs caused or arising from 1 a third party claim, dispute, action, or allegation of infringement, misuse, or misappropriation based on information, data, files, or otherwise in connection with the Mobile Banking Service; 2 your violation of any law or rights of a third party; or 3 your use, or use by a third party of Mobile Banking.
If you believe your Mobile Device, user name Login IDpassword, or other approved access device has been why do authors use repetition in their stories or stolen, or that someone has transferred or may transfer funds from your account without your authorization, contact us AT ONCE at For a description of your and the Credit Union's responsibilities and liability with respect to unauthorized transactions review the appropriate sections of your account's Deposit Agreement.
Please refer to the Deposit Agreement given at account opening for a description of the error resolution process as well as how transfer and deposits are processed on your account. If you need a copy of the agreement or have additional questions regarding Mobile Banking Services, please contact our e-Services Department by using one of the following methods:. En el futuro podremos ofrecer servicios y aplicaciones adicionales de Banca Móvil. Ocasionalmente y sin previo aviso, podremos enmendar estos términos y modificar o cancelar los servicios de Banca Móvil que brindamos, what does it mean when someones phone is temporarily unavailable como sea requerido por la Ley.
Banca Móvil se ofrece como otra ventaja y servicio complementario a nuestro servicio de Banca en Línea. No tiene el propósito de reemplazar el acceso a la Banca por Internet de su computadora personal u otro método que utilice para manejar sus cuentas y servicios que tiene con nosotros. La Banca Móvil le permite accesar la información de su cuenta de ORNL Federal Credit Union, utilizar el pago de facturas, transferir fondos entre sus cuentas, efectuar depositos remotamente, y llevar a cabo otro tipo de transaciones bancarias.
La Banca Móvil podría no ser accessible sobre redes de algunos portadores de red. ORNL Federal Credit Union no garantiza ni es responsable por la disponibilidad de servicio de data que ofrece su portador de servicio móvil, tales como pero what does it mean when someones phone is temporarily unavailable limitados a interrupciones al acceso de data, o cuestiones de "fuera de cobertura".
Ocasionalmente podremos modificar el Servicio de Banca Móvil a nuestra sola discreción. Es su responsabilidad el asegurarse que entiende como utilizar la Banca Móvil modificada. También acepta la responsabilidad de asegurarse en informarse como utilizar adecuadamente su Dispositivo y no tendremos responsabilidad alguna frente what does it mean when someones phone is temporarily unavailable usted por cualquier pérdida a causa de su incumplimiento del uso apropiado del Servicio de Banca Móvil o de su Dispositivo.
Por consiguiente, usted acepta resolver cualquier problema directamente con su proveedor sin involucrarnos. También podremos limitar el tipo, frecuencia y monto de las transferencias por motivos de seguridad y podremos cambiar o imponer límites sin previo aviso y a nuestra discreción. Para mayor información sobre depósitos remotos móviles, por favor refiérase a los términos y condiciones de depósitos remotos móviles.
Sin embargo, podremos imponer cargos a tal como se describe en el producto que aplique o en la Declaración de Divulgación de Cuentas o escala de tarifa incluyendo los cargos por transferencia que apliqueno b por productos o servicios que se adquieran en línea. Nos reservamos el derecho de imponer o cambiar las tarifas para la Banca Móvil previa notificación.
Usted afirma y acepta que toda información que nos proporcione en relación a la Banca Móvil es correcta, actualizada y completa, y que usted what does it mean when someones phone is temporarily unavailable derecho a proporcionarnos dicha información con el propósito de utilizar la Banca Móvil. Usted acepta no representar su identidad falsamente ni tergiversar la información de su cuenta. Usted entiende y acepta que ocasionalmente los Servicios pueden estar temporalmente no accesibles debido a mantenimiento del servicio o dificultades técnicas.
Usted acepta tomar toda precaución posible para asegurar la protección, seguridad, e integridad de su cuenta y transacciones cuando utilice la Banca Móvil. Usted acepta no dejar su Dispositivo Móvil desatendido cuando esté conectado a la Banca Móvil y de cerrarla inmediatamente luego de terminar cada uno de sus ingresos.
No garantizamos que el uso de la Banca Móvil esté disponible en lugares fuera de los Estados Unidos. Usted acepta no utilizar la Banca Móvil o el contenido o información recibida a través de la Banca Móvil de ninguna manera que se considere ilegal. A menos de que sea causado por nuestra what does it mean when someones phone is temporarily unavailable dolosa o negligencia grave, usted acepta indemnizar, defender y eximir de responsabilidad a ORNL Federal Credit Union y a sus funcionarios, directores, empleados, asesores, agentes, proveedores de servicios y licenciante de todos y cada uno de los reclamos, responsabilidades, daños, gastos y costos por parte de terceros, que se deriven de 1 un reclamo, disputa, acción, o alegato de infracción, uso indebido o apropiación ilícita por parte de terceros basado en información, archivo de data, u otro relacionado al Servicio de Banca Móvil; 2 su incumplimiento de toda ley o violación what is the tamil meaning of account executive derechos de terceros; o 3 el uso por parte suya o de terceros de la Banca Móvil.
Si usted piensa que su Dispositivo Móvil, nombre de usuario ID de ingresocontraseña, u otro dispositivo de acceso aprobado ha sido extraviado o robado, o que alguien ha transferido o podría transferir fondos de su cuenta sin su autorización, comuníquese con nosotros inmediatamente llamando al o Para la descripción de sus responsabilidades y obligaciones y las del Credit Union en relación a transacciones no autorizadas revise phone wont connect to network operator secciones pertinentes del Acuerdo de Depósitos de su cuenta.
Por favor refiérase al Acuerdo de Depósitos que se le proporcionó al momento de abrir la cuenta para una descripción del proceso de corrección de errores así como de la manera en que transferencias y depósitos se procesan en su cuenta. Si necesita una copia del acuerdo o tiene preguntas adicionales sobre los Servicios de Banca Móvil, por favor comuníquese con nosotros por medio de los siguientes métodos:. A "Device" is also a cellular telephone or similar wireless communication device that is capable of conducting banking transactions at our Mobile Banking site through text SMS messaging, Wireless Application Protocol WAPor other products that we select or approve.
Your wireless carrier may assess you fees for data or text messaging services. Please consult your plan or provider for details. Mobile Banking Service Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. We reserve the right to institute or change fees for Mobile Banking by sending you prior notice.
Responsibilities You represent that you are the legal owner of the Accounts and other financial information which may be accessed using Mobile Banking. Unavailability of Services You understand and agree that the Services may at times be temporarily unavailable due to system maintenance or technical difficulties. Security You agree to take every precaution to ensure the safety, security and integrity of your account and transactions when using Mobile Banking.
Conduct You agree not to use Mobile Banking or the content or information delivered through Mobile Banking in any way that would be considered illegal. Indemnification Unless caused by our intentional misconduct or gross negligence, you agree to indemnify, defend and hold harmless ORNL FCU its officers, directors, employees, consultants, agents, service providers, and licensors from any and all third party claims, liability, damages, expenses and costs caused or arising from 1 a third party claim, dispute, action, or allegation of infringement, misuse, or misappropriation based on information, data, files, or otherwise in connection with the Mobile Banking Service; 2 your violation of any law or rights of a third party; or 3 your use, or use by a third party of Mobile Banking.
Lost or Stolen Mobile Device or Password; Unauthorized Transfers If you believe your Mobile Device, user name Login IDpassword, or other approved access device has been lost or stolen, or that someone has transferred or may transfer funds from your account simple meaning of cause and effect diagram your authorization, contact us AT ONCE at What does effects mean in the fourth amendment Case of Errors or Questions about Your Account Please refer to the Deposit Agreement given at account opening for a description of the error resolution process as well as how transfer and deposits are processed on your account.
Para mayor información por favor consulte con su plan o proveedor. Servicio de Banca Móvil Banca Móvil se ofrece como otra ventaja y servicio complementario a nuestro servicio de Banca en Línea. Indisponibilidad de Servicios Usted entiende y acepta que ocasionalmente los Servicios pueden estar temporalmente no accesibles debido a mantenimiento del servicio o dificultades técnicas. Seguridad Usted acepta tomar toda precaución posible para what is meant by financial risk in business la protección, seguridad, e integridad de su cuenta y transacciones cuando utilice la Banca Móvil.
Conducta Usted acepta no utilizar la Banca Móvil o el contenido o información recibida a través de la Banca What is the definition of incomplete dominance de ninguna manera que se considere ilegal. Indemnización A menos de que sea causado por nuestra conducta dolosa o negligencia grave, usted acepta indemnizar, defender y eximir de responsabilidad a ORNL Federal Credit Union y a sus funcionarios, directores, empleados, asesores, agentes, proveedores de servicios y licenciante de todos y cada uno de los reclamos, responsabilidades, daños, gastos y costos por parte de terceros, que se deriven de 1 un reclamo, disputa, acción, o alegato de what does it mean when someones phone is temporarily unavailable, uso indebido o apropiación ilícita por parte de terceros basado en información, archivo de data, u otro relacionado al Servicio de Banca Móvil; 2 su incumplimiento de toda ley o violación de derechos de terceros; o 3 el uso por parte suya o de terceros de la Banca Móvil.
Pérdida o Hurto del Dispositivo Móvil o Contraseña; Transferencias no Autorizadas Si usted piensa que su Dispositivo Móvil, nombre de usuario ID de ingresocontraseña, u otro dispositivo de acceso aprobado ha sido extraviado o robado, o que alguien ha transferido o podría transferir fondos de su cuenta sin su autorización, comuníquese con nosotros inmediatamente llamando al o En Caso de Errores o si tiene Preguntas sobre su Cuenta Por favor refiérase al Acuerdo de Depósitos que se le proporcionó al momento de abrir la cuenta para una descripción del proceso de corrección de errores así como de la manera en que transferencias y depósitos se procesan en su cuenta.
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